Restrictions on Use
You may use this site for purposes expressly permitted in this Agreement. As a condition of this Agreement, you warrant to Stearns that you will not use the Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices or state or federal law.
You may not participate in or authorize any party to participate in activities including but not limited to co-branding, framing, or hyperlinking to this Site without the express prior written permission of an authorized representative of Stearns. “Co-branding,” for the purposes of this Agreement, means the display of a name, logo, trademark, or other means of attribution or identification of one party in such a manner as is reasonably likely to give a viewer the impression that such other party has the right to display, publish, or distribute content from or accessible within this Site. You may not use the Site or Services in any way which could disable, overburden, damage, or impair the Site, or interfere with any other party’s use and enjoyment of the Site.
This Site is for your personal and non-commercial use, except where otherwise specified. You may not use this site for any purpose other than those specifically allowed in this Agreement. You may not modify, copy, distribute, display, send, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, content, software, products or services obtained from or otherwise connected to this Site. You may not obtain or attempt to obtain any materials, content, or information through any means not intentionally made available or provided for through the Site.
Trademarks, Copyrights, and Other Proprietary Information
All of the pages, screens, material, and content accessible from this Site (the “Content”) is the proprietary information of Stearns or the party that provided or licensed the Content to Stearns, whereby Stearns or the providing party retains all rights, title, and interest in the Content. The Content is protected by United States copyright laws and international treaties. The Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of Stearns.
The above provisions do not affect your right to print a copy of the Content solely for personal use. In doing so, however, you may not remove, alter, or cause to be removed or altered, any trademark, trade name, service mark, or other proprietary notice or legend appearing on the Content. Modification or use of the Content except as expressly provided in this Agreement is a violation of Stearns’ intellectual property rights. Neither title nor intellectual property rights are transferred to you by granting you access to this Site.
Trademarks, service marks, logos, and copyrighted works appearing on the Site are property of Stearns or the party that provided the trademarks, service marks, logos, or copyrighted works to Stearns. Stearns and such parties retain all rights associated with any of the respective trademarks, service marks, logos, and copyrighted works appearing on the Site.
If you believe in good faith that materials available on this or any other Stearns Site infringe your copyright, you may send Stearns a notice requesting removal of such material. If you believe in good faith that Stearns or one of its third-party affiliates has wrongfully filed a notice of copyright infringement against you related to this Site, the Digital Millennium Copyright Act provides that you may send to Stearns a counter-notice. Details on notices and counter-notices are available on the United States Copyright Office website at www.copyright.gov.
The Site may be hyper-lined to other sites which are not maintained by or related to Stearns. Such hyper-links are provided as a Service to users and are not sponsored by or affiliated with Stearns. Stearns has not reviewed any or all of such sites and is not responsible for the content of those sites.